Understanding Limited Fungus Coverage

9/25/2023 (Permalink)

Commercial mold clean up in Claremore, OK

Does Traditional Coverage Cover The Cost Associated With Mold Remediation?

Many property owners do not understand the specifics of their commercial insurance policies, especially as it relates to mold damage. Does traditional coverage cover the costs associated with mold remediation in Claremore, OK? The answer is complicated. Some policies will cover a portion of the damage, but many policies have mold exclusions, which means you would need to purchase additional coverage. The most beneficial plans, however, have limited fungus coverage built into the program, which covers several vital elements of mold remediation.

Direct physical loss of covered property
Testing after remediation
Tear out and replacement costs

Direct Physical Loss of Covered Property
With limited mold insurance coverage, your policy will cover the removal and replacement of specific damaged elements in your facility. For example, if mold is covering sections of drywall, the plan will most likely include the removal and replacement of the affected drywall.

Testing After Remediation
There is nothing worse than resolving a mold problem only to have it reoccur later in the same area. Most commercial insurance policies will also cover the cost of testing after mold remediation to avoid such issues because no insurer wants to risk further expenses through neglectful mitigation.

Tear Out and Replacement Costs
With limited fungus coverage, the costs associated with tear out and replacement will be covered regardless of how the mold spread. For example, if the mold spread into a wall cavity that is only accessible through the removal of uncontaminated drywall, the limited coverage would cover the cost of drywall removal and replacement.
Commercial insurance policies are complex documents, and it is impossible to say what is covered or not without examining the real plan. Fortunately, business and commercial property owners can reach out to their agents to discuss specific coverages and the existence of limited fungus coverage. You may also consider the benefits of mold testing with a licensed remediation expert.

Why You Should Call SERVPRO of Rogers County

9/28/2022 (Permalink)

When you have an emergency, we will respond faster to any size disaster.

The last thing you want to do after a disaster has damaged your home or business is spend hours on the phone with insurance companies, adjusters, and contractors. The professionals at SERVPRO of Rogers County are ready to help you 24 hours a day, seven days a week. We understand how stressful these situations can be and we pride ourselves on being able to respond quickly and efficiently. Our team comes prepared with all the necessary equipment needed for any size loss so that your cleanup will go as smoothly as possible.

Cleaning up after a fire or water damage can be overwhelming. Our team will work with you every step of the way from start to finish.

We answer our phones 24 hours a day, 7 days a week.

You can count on our team to be available around the clock. It doesn’t matter if you need help after office hours or on the weekend, we are here for you 24/7. We understand how stressful it can be when your home or business in Claremore, OK, has been damaged by a natural disaster or fire. That’s why we want to make sure that we are available for you whenever you need us most.

We do not use subcontractors.

We have a large team of technicians and a large fleet of trucks. We have extensive equipment and knowledge, which allow us to complete complex cleanups from water damage, fire damage, mold damage, and more in the Claremore area. This allows us to guarantee that your home will be restored back to normal as quickly as possible so that you can move back into your home without worry or stress on your part.

One of the most important things to know about SERVPRO is that we are faster to any size disaster, no matter what time of day or night. Our 24/7 response team ensures this by making sure trucks and equipment are always ready to go.

SERVPRO of Rogers County is locally owned and operated.

If you're looking to hire a local restoration company, SERVPRO of Rogers County is here to help. We are locally owned and operated, so we know the area well. Our staff will make sure your home or business is restored in a timely manner. We are a large loss specialist, meaning that we have the resources to handle larger disasters for you. If you need any assistance with restoring your property after a fire or flood, call us today!

Our techs are trained and certified by the IICRC.

SERVPRO of Rogers County is a full-service restoration company that specializes in water damage, mold remediation, and fire restoration. Our team of certified technicians can handle all types of disasters, including:

• Water Damage

• Fire Damage

• Mold Remediation

• Odor Removal

We work with all major insurance carriers.

When you call us, we will ensure that your property is restored in a timely manner. Even if you have a small loss, we will treat it with the same care as a large loss. We know how to deal with insurance companies and claims adjusters because of our experience recovering from many different types of disasters.

We work with all major insurance carriers and can help with your claim process so that you don't have to worry about anything but getting back to normal after the disaster hits.

You can trust SERVPRO of Rogers County with all of your disaster cleanup needs

When you have an emergency, we will respond faster to any size disaster. We are fully prepared to handle water and fire cleanup, mold remediation services, odor removal/removal, and more—no matter when or where it occurs. We serve all of Rogers County with our guaranteed response times and always-open customer service lines (24 hours a day, seven days a week).

As an IICRC-certified firm, we bring the latest techniques to every job site so that you can be sure that your home or business is restored as quickly as possible. Our technicians are trained in all aspects of water mitigation, fire mitigation, mold mitigation, and odor removal/removal so that they can handle even the toughest situations with expertise and professionalism.

If you need help with any aspect of your disaster cleanup needs please call us at (918) 888-3858 today!